So who

I retired at 60, after 39 years. Then did some work online for 2 days a week. Then had my leukaemia experience last year. Although the health board wanted me to go back, I decided to call it a day at 63 to allow me to chill out. I have never regretted working and never regretted retiring and planned for the latter ages ago. Now spend more time with the family and friends, do jobs around the house without any time pressures and plan little trips out and hope to go much further next year. I also help another person recovering from leukaemia, who has mobility and other issues.
Of course, we all spend some time on here!
I think you definitely deserve to chill Pete after your leukaemia. Less stress and pressures is the way to go 👍
 
It amazes me how people say they have retired and are still working. A good offer at work for early pay off with the ability to keep working is what most are describing. Greed.
 
It amazes me how people say they have retired and are still working. A good offer at work for early pay off with the ability to keep working is what most are describing. Greed.
Greed a you for real.. I'm sure this post is a wind up.. Well I will put the cat amongst the pigeons.. Fuck 90% of the under 35s in this world all fucked up little wanna be gangsters who sit playing gta all day or pulling themselves off to porn hub. None of the fuckers have any fight in them. Bring back national service and then see these overaged boys at 35 living at home with mommy turned into proper men. Our generation and the older ones atleast had some self dignity and self work, and if anybody at 80 or 90 wants to earn a few quid good luck to them. THEY HAVE EARNED THAT RIGHT. if you are in the 10% of good young people I apologise. But most are not worth a wank.
 
Greed a you for real.. I'm sure this post is a wind up.. Well I will put the cat amongst the pigeons.. Fuck 90% of the under 35s in this world all fucked up little wanna be gangsters who sit playing gta all day or pulling themselves off to porn hub. None of the fuckers have any fight in them. Bring back national service and then see these overaged boys at 35 living at home with mommy turned into proper men. Our generation and the older ones atleast had some self dignity and self work, and if anybody at 80 or 90 wants to earn a few quid good luck to them. THEY HAVE EARNED THAT RIGHT. if you are in the 10% of good young people I apologise. But most are not worth a wank.
are you an emerging OAP. 💩
 
Theres a good old generslisation if I ever I read one.
As a "civil servant" I think I've earned my pension, when it starts later this year.

Missed too many milestones with my kids growing up, worked 22 out of the last 31 Christmas Days, worked three figures of bank holidays over that period too not forgetting every other weekends..

My last role I was on call 24/7 for the last 4 years.

Regarding the actual CS pension enforced changes moved my retirement date back 7yrs, increased my monthly ££ contributions x3.

Not my definition of "easy".
Plus you haven’t had any decent pay rises since 2010 which badly affects your CS pension.
 
I do realise that at my age pensions the likes of mine won't ever be available to youngsters starting out today, infact they haven't been for 13yrs...

I think the most I received was 2.25%. I remember one award started out as 2.5 but the union said we would get better. 18m later we accepted 1.75% and no pay rise for another 18m... I don't think I had more than 10 awards in 30yrs.
The 6+7% awards since I left are unprecedented, ironically as my pension hasn't started yet I'm yet to see that particular benefit.
 
My hubby retired almost ten years ago. He spends his time writing, walking the dog 2/3 times a day. Visits his elderly mother twice a week and his best mate once a week. Always finds plenty to do.he’s loved being retired since age 58
 
My other half worked for HMRC for 39 years and the pension( she bought a few extra extra years)was and still is a lot better than the majority get…and she acknowledges the fact….and yes you have earned it but it was a generous package in comparison to most of us.
The pension was seen as compensation for the shite wages we put up with, but then they changed the terms and conditions when people were in their 50s with no alternative but to suck it up.

The private sector pensions seem poorer by comparison, but it's down to individuals to start early on their pension. When you're 20 though, very few people do.
 
I dropped my hours to 25 in June age 56 - got a pension which giver bills and food but not much else ,therefore semi retired.
However had the realisation it was not so much the hours but the job- it is quite stressful and shifts and when on nights ie, now have to work full time
I have got a new job in the nhs at 30 hours or 4 days a week - but it's 8-4 and challenging but nowhere near the stress .Will be nice to have every weekend, bank holidays and evenings to myself
If I could I would retire today but in 3.5 years at 60 should be fully sorted,financially speaking.
My current job will finish me off in next year if I were to stay

Really sick of trading my time for money .

Like many on here if you can do it ,retire. I would have no problem filling my time .

As another poster has said, it's later than we think
 
Stanley Park

As we all know a bunch of charlatans have taken over the course and the council are very slowly coming round to the fact that they've made an almighty cock up.
Hopefully in the next 12 months the members will be able to take over and make a proper go of it🤞
Been talking to a friend today who's a member there.

I hope common sense will prevail, and these charlatans will be ousted.
 
I thought of retiring at 60 after 55 years at work. Chimney sweeping takes it out of you and those chimneys are getting smaller.

Couldn't retire though, the smell of soot and sneezing a hanky black are just too much for me.
Smaller.....
I reckon even at a young age it was more a case of hrm having to be this size...😁Screenshot_20230912_142527_Samsung Internet.jpg
 
The pension was seen as compensation for the shite wages we put up with, but then they changed the terms and conditions when people were in their 50s with no alternative but to suck it up.

The private sector pensions seem poorer by comparison, but it's down to individuals to start early on their pension. When you're 20 though, very few people do.
👏👏👏
 
I dropped my hours to 25 in June age 56 - got a pension which giver bills and food but not much else ,therefore semi retired.
However had the realisation it was not so much the hours but the job- it is quite stressful and shifts and when on nights ie, now have to work full time
I have got a new job in the nhs at 30 hours or 4 days a week - but it's 8-4 and challenging but nowhere near the stress .Will be nice to have every weekend, bank holidays and evenings to myself
If I could I would retire today but in 3.5 years at 60 should be fully sorted,financially speaking.
My current job will finish me off in next year if I were to stay

Really sick of trading my time for money .

Like many on here if you can do it ,retire. I would have no problem filling my time .

As another poster has said, it's later than we think
It was certainly a case of my personal pride that kept me turning up whilst ill during the pandemic, looking back with hindsight....😣
Look after yourselves, work is a job, retirement is there to be lived, and enjoyed and a lot of folks don't get there...
 
Retired at age 48… I’ve recently gone back to work … After 6 months working 3 days a week I’m ready to retire again 😂
 
Retired in 87 when I finished my electronics exam at college. Had the whole of the summer holiday retired, I pondered my future in those months and in September of that year decided to go back to work. Similar situation happened in 94, 99, 08, 11 and 22. Six times, can anyone beat that. ffs
 
I retired on new years eve 2012 after 50 years of hard work, and am now 75 going on 76. I honestly don't know how I had time to work.

With two adult offspring, one unmarried and the other a divorced single mum with two kids and two dogs, who we regularly find ourselves looking after, bits of work that occasionally need doing in each of the households etc, housework, shopping, and feeding the whole tribe on Wednesdays it usually leaves us with a day to ourselves, an evening with a bite to eat at either the fish and chip shop or the Spoons, football for me on a Saturday, and a Sunday when we meet our son for a couple of pints and a curry. My one big regret is buying a diesel car, which was recommended at the time, to see me out and now being classed as a mucky air driver.

As BFCx3 once said, I was lucky to be born when I was, as things were so much cheaper!

Oh to have retired at 48!
 
I sold my business and retired age 50…spent the first year having bilateral hip replacements…much needed😵‍💫
Have 2 sons and 1 Grandson who we dote over who all dive in our fridge when they visit 😀
We are lucky to be able to have a few holidays a year in the warmth ( especially in Winter)

We love gardening and going out for lunches etc and of course I have a S/T for BFC which gives me 23 visits to the seaside each year..
We just try and enjoy life each day and hope that PNE struggle badly…😀
 
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I retired on new years eve 2012 after 50 years of hard work, and am now 75 going on 76. I honestly don't know how I had time to work.

With two adult offspring, one unmarried and the other a divorced single mum with two kids and two dogs, who we regularly find ourselves looking after, bits of work that occasionally need doing in each of the households etc, housework, shopping, and feeding the whole tribe on Wednesdays it usually leaves us with a day to ourselves, an evening with a bite to eat at either the fish and chip shop or the Spoons, football for me on a Saturday, and a Sunday when we meet our son for a couple of pints and a curry. My one big regret is buying a diesel car, which was recommended at the time, to see me out and now being classed as a mucky air driver.

As BFCx3 once said, I was lucky to be born when I was, as things were so much cheaper!

Oh to have retired at 48!
I retired from the Police on the very same day and year Wilf!! I took early retirement, 3 years early because the job would have killed me if I had carried on. I had a 6 month break got a job at a housing Association for 3 years which I absolutely hated, it was like being a policeman without any powers, and just walked out one day at the age of 56, enrolled to do my RHS level 2 & 3 qualifications which I did over 12 months, got a job at Churchills College Cambridge as a gardener, which I did for 10 months whilst I was doing my college course and then set up on my own as a gardener at the age of 57 and I have had my own business since then and built it up from a few jobs to employing 6 people and working 7 days a week. this, in hindsight was a mistake so I reduced he staff so now only myself and my partner work in the business and I do a lot of design work, garden maintenance, lots of garden makeovers and have a great team who do the hard landscaping when I need it but they work for themselves.

I am 63 now and work 5 to 6 days a week but I try and keep it to 5 hours manual labour a day. I absolutely love it and my diary is already full right through from now to this time next year. It can be hard, we do fit in holidays and we usually have very little work from mid December until March but this coming Winter we are fully booked.

If I was working for someone else, I would have retired completely, but as it is my business I am enjoying it too much to pack in. I have half my police pension, my ex has the other half!!! I will ge my state pension in just over 2 years time and I will then make a decision as to what to do, but it is likely I will carry on for longer f my body can take it and it depends where we are living then as we are definitely going to move out of Cambridge as soon as we can so will start up in a new location and probably cut it down to working 3 days a week.
 
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