All stock investors out there......

I tried registering on IG to start trading,they wanted me to deposit 4k. Meaning to have a look at II but will wait a while now. Got some crypto coins on coinbase,do you advise to sell them too or is there still more rise too comr do you think.
 
todayistheday said:
I tried registering on IG to start trading,they wanted me to deposit 4k. Meaning to have a look at II but will wait a while now. Got some crypto coins on coinbase,do you advise to sell them too or is there still more rise too comr do you think.
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I don’t offer advice mate, but I don’t get crypto - so I don’t hold it personally.

I also see it as the most dangerous table in the Casino.
 
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American markets are down today,if they go they usually take us with them,youv got me thinking to take some cash out of the FTSE now ?
 
Schalke_FY4 said:
Fortunately I'm in it for the longer term so will ride out any fluctuations so equities are where I'm at for the foreseeable with a heavier emphasis currently on UK value funds and Emerging markets.
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I get your rational as the FTSE is under valued at the moment and emerging markets are currently giving decent results.

The problem as I see it, is that the S&P, DOW, NASDAQ and to some degree the Russell drive the world markets - and when they go the world markets generally go.

I can beat their returns, but I can’t beat their direction (generally).

Personally, I would rather play a bit and just sit out their corrections if I suspect they are on the way - but I totally understand and get your logic, as I don’t always get it right 😂😂

Sitting out has to be temporary whatever happens 👍

I would rather be an active investor than a passive one 👍👍👍👍👍👍

I know they say you shouldn’t try and time the market, but that’s the institutions and big investors - but they try to do it!!!!!
 
US markets are predominantly driven by the big 5 tech companies so it's going to be interesting how that market fares post lockdown.
 
Schalke_FY4 said:
US markets are predominantly driven by the big 5 tech companies so it's going to be interesting how that market fares post lockdown.
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They are standing up ok to some degree, it’s the rest of tech that’s the issue.

PE ratios are through the roof and the next level of tech has been falling a lot over the last month or so.

Hence, deciding to sit out and watch for a month or so - if I am wrong I lose a few percent ish of growth - if I am right, I win big time 👍

Just my opinion 👍 on the worlds biggest Casino 😂🍾😂
 
I mentioned on a recent thread that I was going to short Tesla when the right opportunity arrived. They were way overvalued and a bubble waiting to happen like the dot.com craze in 99/00. It was March 2000 when reality kicked in with internet shares.
I shorted Tesla a couple weeks back at 880 and now just over 700.

There will be a correction on the American markets however U.K. didn’t go crazy due to uncertainty of Brexit. Therefore will be a softer landing for U.K. shares.
 
I’m mainly in Crypto & I know there has been a correction recently, but I believe (not advice) that it will go back up. Major companies are investing millions, sometimes billions into this as they feel the fiat currency is dead. Not earning them anything.

I have taken profits in a few that I’m in, but like others, I am in it for the long run and I’m sure there’s plenty more growth in the bull run 👍🏼
 
GrahamwantshisOates said:
I mentioned on a recent thread that I was going to short Tesla when the right opportunity arrived. They were way overvalued and a bubble waiting to happen like the dot.com craze in 99/00. It was March 2000 when reality kicked in with internet shares.
I shorted Tesla a couple weeks back at 880 and now just over 700.

There will be a correction on the American markets however U.K. didn’t go crazy due to uncertainty of Brexit. Therefore will be a softer landing for U.K. shares.
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Totally agree about a softer landing in the UK - it’s just how much they crash by in my opinion 👍
 
We bought a shoulder of lamb reduced to £4, punched holes in it and filled with anchovies, garlic and rosemary, tasted amazing. So if your investments go tits up just remember a tasty meal with your nearest and dearest is priceless and if your investments go well the best thing you can buy is freedom and independence from worrying about money.
 
SonOfTAM said:
I’m mainly in Crypto & I know there has been a correction recently, but I believe (not advice) that it will go back up. Major companies are investing millions, sometimes billions into this as they feel the fiat currency is dead. Not earning them anything.

I have taken profits in a few that I’m in, but like others, I am in it for the long run and I’m sure there’s plenty more growth in the bull run 👍🏼
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Good luck mate 👍

I don’t get crypto so I stay away.
 
gjr69 said:
We bought a shoulder of lamb reduced to £4, punched holes in it and filled with anchovies, garlic and rosemary, tasted amazing. So if your investments go tits up just remember a tasty meal with your nearest and dearest is priceless and if your investments go well the best thing you can buy is freedom and independence from worrying about money.
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I like a bit of Lamb with the Mrs as well.

...but playing the markets is fun 👍
 
seasideone said:
I like a bit of Lamb with the Mrs as well.

...but playing the markets is fun 👍
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That's probably the best way to look at it! If I made millions I would probably live the same life but in a bigger house, in a warmer country, with a better car!! But the Mrs would be the same!
 
gjr69 said:
That's probably the best way to look at it! If I made millions I would probably live the same life but in a bigger house, in a warmer country, with a better car!! But the Mrs would be the same!
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...although I don’t live in a bigger house and now have a chauffeur (taxi!) everywhere 😂😂😂

I do like the warm weather here 👍 and wouldn’t swap the Mrs for all the tea in China 😎
 
seasideone said:
Inflation is nothing compared to what appears to be going on.

Bond yields are climbing, which will mean significant money moves from the market to bonds which will cause a huge correction.

I will not be staying in cash but going all in when it drops.

Just my opinion.....
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Seaside. Why are my 10 year bonds values going down at the moment...
 
As I may have mentioned before I don't know anything about shares but some years back was given free shares from work (Royal Mail) . Have hung onto them (900) for the required period not to have to pay tax on them if I get rid.
Before Christmas they were only trading at about 50+ pence but due to Christmas and pandemic were today £4.55 down on last week were £4.80. Have always thought if they hit £5 to get rid but was reading something didn't really understand a lot but understood the point made that it was felt RM shares were still undervalued by around 9 to 10%.
My question to you with a knowledge of shares would be firstly if I was to sell at what sort of price should I be looking at would you think, anything would be good as they are in essence free and money I've never had. And secondly now dividends may resume again was at one time getting it twice a year £75 should I just hang on and carry on taking the £75 a year (sure they stopped paying it out twice a year). Sorry to be such a knob but also thanks for any of your opinions and answers.
 
Seasider1 said:
As I may have mentioned before I don't know anything about shares but some years back was given free shares from work (Royal Mail) . Have hung onto them (900) for the required period not to have to pay tax on them if I get rid.
Before Christmas they were only trading at about 50+ pence but due to Christmas and pandemic were today £4.55 down on last week were £4.80. Have always thought if they hit £5 to get rid but was reading something didn't really understand a lot but understood the point made that it was felt RM shares were still undervalued by around 9 to 10%.
My question to you with a knowledge of shares would be firstly if I was to sell at what sort of price should I be looking at would you think, anything would be good as they are in essence free and money I've never had. And secondly now dividends may resume again was at one time getting it twice a year £75 should I just hang on and carry on taking the £75 a year (sure they stopped paying it out twice a year). Sorry to be such a knob but also thanks for any of your opinions and answers.
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I cannot offer specific financial advice.

All I do is what what I think will make me happy, ie, enjoy the dividend, or sell and spend the money 👍

I ask myself what is more important to me 👍
 
Towerpower99 said:
1 is gilts...Just part of my drawdown pension and they have gone down about £1800 in the last few weeks. Just was wondering why.
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I would need to know much more, when you got them etc and how long they are for.

I am surprised they are not fixed returns to be honest?
 
seasideone said:
I would need to know much more, when you got them etc and how long they are for.

I am surprised they are not fixed returns to be honest?
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I only took my drawdown 11 months ago and was bobbing along with 5k growth in 8 months and then all of a sudden it’s taking the growth back at about £400 a week...was just wondering why and if I should change to less bonds.
 
It was when Royal Mail was privatised, all employees were given an initial 600 shares then about 6 or 12 months later another 300. Think they started off about £4.50, but if you sold them within first 3 years had tax to pay on them. Luckily have not been desperate for the cash so was never going to sell in the first 3 years and as said was getting £75 twice a year in dividends.
Just as the time came to cash in the shares without paying the tax they went into free fall and RM was kicked out the FSE and the dividend then paid just once a year. For the last couple of years they floated around under £1 and when Covid came the dividend was suspended.
However also due to covid and home shopping and Royal Mail concentrating on parcels shares have shot up. Last week reached £4.80 but today had gone down to £4.55. I assume dividends will start up again soon as big investors wouldn't be happy if they didn't. I appreciate it is only a very, very insignificant and small amount of shares I hold so I thank you for even taking the time and trouble to read my post and give me your opinions. Many thanks.
 
Seasider1 said:
It was when Royal Mail was privatised, all employees were given an initial 600 shares then about 6 or 12 months later another 300. Think they started off about £4.50, but if you sold them within first 3 years had tax to pay on them. Luckily have not been desperate for the cash so was never going to sell in the first 3 years and as said was getting £75 twice a year in dividends.
Just as the time came to cash in the shares without paying the tax they went into free fall and RM was kicked out the FSE and the dividend then paid just once a year. For the last couple of years they floated around under £1 and when Covid came the dividend was suspended.
However also due to covid and home shopping and Royal Mail concentrating on parcels shares have shot up. Last week reached £4.80 but today had gone down to £4.55. I assume dividends will start up again soon as big investors wouldn't be happy if they didn't. I appreciate it is only a very, very insignificant and small amount of shares I hold so I thank you for even taking the time and trouble to read my post and give me your opinions. Many thanks.
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I just do what makes me feel happy 👍
 
So to be clear... you expect the market to fall? Massively?

Also, an ‘all in’ strategy is a bit too high-risk for most part time dabblers.
Although I will add, when it looks like things can’t get any lower, and the stock(s) have a good deal of cash reserves or a rock solid debt management plan in place, I’d grab as many as possible at that point, before the take off stage. March last year was a good example.

For what it’s worth, I think the FTSE 100 will return to pre-Covid crash levels by March/April. That’s another 2 months of average stock rises.
Then I’ll sell. But I’ve got targets for every share in my portfolio tbh. Don’t want to get too greedy.
 
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tangerine_neil said:
So to be clear... you expect the market to fall? Massively?

Also, an ‘all in’ strategy is a bit too high-risk for most part time dabblers.
Although I will add, when it looks like things can’t get any lower, and the stock(s) have a good deal of cash reserves or a rock solid debt management plan in place, I’d grab as many as possible at that point, before the take off stage. March last year was a good example.

For what it’s worth, I think the FTSE 100 will return to pre-Covid crash levels by March/April. That’s another 2 months of average stock rises.
Then I’ll sell. But I’ve got targets for every share in my portfolio tbh. Don’t want to get too greedy.
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I think the correction has started in the US.

How much will it fall is anyone’s guess but tech (not the big boys) have earth shattering valuations.

Usually the world follows what happens in the US and as they say, the market can remain irrational a lot longer than you can stay liquid.

....or don’t bet against the Fed.

I am happy in mainly cash at the moment as I fear the market currently.

If I am right I stand to gain significantly, hopefully, if not I miss a few percent.

That said, I am always looking for bargains or rocket sectors - and I intend to back industries or market sectors more than individual stocks - so it could be just where I am being effected more than most - but these things do tend to spread.

All just my opinions and not advice.
 
Does this have a financial or economic impact in general for those of us who don’t dabble in the markets ?
 
Hang Seng down 3pc 🤢

but on the whole I’d say hold ur nerve and maintain a diversified portfolio. Big tech plays are seeing a sell-off, yes, but a lot of that money is going into cyclical plays like banks, energy companies that should be able to boost dividends when the economy recovers.

Also it’s all a bit self-correcting; when stocks go down the chances of an interest rate hike (which is what’s spooking everyone) recede, so stocks go up again.

Remember even if prices go down, you still own a bit of a real business that had a cash flow, assets etc. Even if it’s a fraud you can sue the directors. It’s not going anywhere unless it’s a basket case (*cough* GameStop *cough*).

Note none of this applies to Bitcoin, Dogecoin or any other kind of magic beans where you are relying on the greater fool theory (ie: there’ll eventually be someone more stupid than you to take it off your hands)
 
Lala said:
Does this have a financial or economic impact in general for those of us who don’t dabble in the markets ?
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Lala -it affects anyone with an occupational pension because a high percentage of the pension investment is linked to stocks. So if the market goes down the pension investment decreases.
 
seasideone said:
This is my opinion and not financial advice....

A global correction in the markets has started and will continue for a while.

I have liquidated most my positions and am now 95% cash.

If I am right I will dive in when it’s happened.

Good luck whatever you do 👍
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YAWN
 
Lala said:
Thanks guys.
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Correct about impact on pensions, but final salary pensions such as those for public sector employees (at least those who have been in position for years) are less likely to see any/much noticeable difference.

The pension scheme itself would take a hit, but employees tend to be insulated from the risk
Edit - beat me to it TAM
 
Dave62 said:
Correct about impact on pensions, but final salary pensions such as those for public sector employees (at least those who have been in position for years) are less likely to see any/much noticeable difference.

The pension scheme itself would take a hit, but employees tend to be insulated from the risk
Edit - beat me to it TAM
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I think you are correct there Dave 👍
 
todayistheday said:
I tried registering on IG to start trading,they wanted me to deposit 4k. Meaning to have a look at II but will wait a while now. Got some crypto coins on coinbase,do you advise to sell them too or is there still more rise too comr do you think.
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Which Crypto are you invested in?
 
Since 1 Feb 2020:
Dow has increased by approx 9%
Nikkei has increased by 25%
Dax has increased by 7%
FTSE has decreased by 11%.

Presumably any short term losses in the FTSE will be less prononunced than other markets.
 
Seasider1 said:
As I may have mentioned before I don't know anything about shares but some years back was given free shares from work (Royal Mail) . Have hung onto them (900) for the required period not to have to pay tax on them if I get rid.
Before Christmas they were only trading at about 50+ pence but due to Christmas and pandemic were today £4.55 down on last week were £4.80. Have always thought if they hit £5 to get rid but was reading something didn't really understand a lot but understood the point made that it was felt RM shares were still undervalued by around 9 to 10%.
My question to you with a knowledge of shares would be firstly if I was to sell at what sort of price should I be looking at would you think, anything would be good as they are in essence free and money I've never had. And secondly now dividends may resume again was at one time getting it twice a year £75 should I just hang on and carry on taking the £75 a year (sure they stopped paying it out twice a year). Sorry to be such a knob but also thanks for any of your opinions and answers.
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Think you've answered your own question here - "it's free money that I've never had". I've had sharesaves in the past and treat them as a personal bonus! If I need a bit of work doing on the house or for them to contribute to a holiday I cash them in....personally don't worry too much about the price...if that was the case I'd never cash them in!!😀
 
L’étranger said:
Since 1 Feb 2020:
Dow has increased by approx 9%
Nikkei has increased by 25%
Dax has increased by 7%
FTSE has decreased by 11%.

Presumably any short term losses in the FTSE will be less prononunced than other markets.
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Quite possibly, but the FTSE is the old man of indices - it will probably take longer to recover due to the share types it has.

Where the S&P has grown c21%, and the Russell c45% since 1st Feb 2020.
 
One notable stat is that the FTSE 100 is still below the level it was at in 1999. And for the financial geeks out there, in real terms (adjusting for inflation), it is at least 50% lower...
 
Atletico_Seasider said:
One notable stat is that the FTSE 100 is still below the level it was at in 1999. And for the financial geeks out there, in real terms (adjusting for inflation), it is at least 50% lower...
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There is no doubt the FTSE is showing value, and hopefully now BREXIT is sorted and COVID maybe - it will benefit massively.

Think we are in for a bumpy ride though for the next few weeks with the markets.
 
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