I think the next few weeks are critical in determining how we intend to spend our summer holidays and where. I'm still convinced that the government has introduced this 14 day quarantine period to deter people going abroad and to holiday here to pump much needed money back into the economy, but this will have a cost on the airline industry. The airlines are definitely upping their game to get people to head abroad with all sorts of studies being conducted to entice people back and give them the confidence that the risk is low. As has been said insurance may/will not cover COVID-19 but is it a risk worth taking if all the usual aspects are covered? Rest assured whatever holiday we decide on it will be very different from previous holidays, at least for this year anyway.
I'm still hopeful of going to Munich in August and The Algarve end September but will see what happens over the coming weeks.